AFC® Core Competencies (AFCPE)
Everyone
What your counselor is trained to do, from the certifying body.
Resources
The tools I actually send clients to. Free ones are open to everyone; some are for cohort members or come with a workbook.
AnnualCreditReport.com
Everyone
The only free, official source for all three credit reports. Pull yours before our first session.
CFPB: Credit reports and scores
Credit & debt
How to read a report and dispute errors.
CFPB: Debt collection
Credit & debt
Your rights, and sample letters to send collectors.
CFPB: Owning a Home
Home buying
Loan comparison tools and the closing checklist.
CFPB: Financial well-being questionnaire
Everyone
A ten-question baseline. Take it once now and again in six months.
Military OneSource: Financial counseling
Military
The free counseling benefits every military family already has.
Military OneSource: Divorce
Military · divorce
Military-specific divorce rules: 20/20/20, SBP, USFSPA.
IRS: Tax considerations when separating or divorcing
Divorce
Filing status, dependents, and alimony rules in plain terms.
IRS Tax Withholding Estimator
Everyone
Fix your W-4 in ten minutes.
Cohort workbook and session recordings
Cohort members
Available in the members folder while your subscription is active. The link arrives in your welcome email.